Www Google Adsense

I came to know that google has a fantastic offer named google adsense. If you allow Google to advertise in your personal website, then Google will pay you per visitor of your site? I wanna know is it really or just a joke? Does anyone has tried this? Do I need a credit card to get this offer?

When I advertise in google and msn it shows google/cpc or msn/cpc, but for yahoo it always says organic when it is not. I would like to be able to separate out the cpc from the organic, but I can’t because of the way analytics sees it.

I am an avon representative and I am thinking about starting starting a webpage through the company and but I am curious about how successful these tools are at advertising and how much would using these tools cost me? If anyone has any good or bad comments about these tools or any sucess stories let me know!!! Also how do they work?

I work with google adsense, so far i made 70$ in 2 months, it pretty bad, its cuz i dont have time to blog everyday.
I have referrals in Snapbux.com and bux.to
u get paid by clicking ads.
i have money in them, and i could advertise my blog.
Will i get banned for doing that?